Checking / Savings Accounts

Checking/Savings Accounts

Please visit with one of our bankers to determine the best account for your needs.  Minimum deposit to open an account is $100.00.

Commercial Checking  

• No minimum balance
• Fees:
  • $8.00 monthly fee
  • $0.15 per debit
  • $0.10 per deposited item
  • $0.52 per Business Bill Payment
• Earnings Credit (based on daily collected balance) offsets fees applied to account
• Images of checks included with statement

Features available:

• Online Banking
• Bill Pay
• *Business Visa debit card
  
• ACH Payroll processing (via Online Banking)
• Remote Deposit
• E-statements (optional)
  

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Small Business Checking

• No monthly fee with $500.00 minimum balance. (A monthly minimum balance charge of $7.00 will be assessed if the balance falls below $500.00 any day of the statement cycle).
• Fees:
  • $0.15 per deposited item over 30 per statement cycle
  • $0.30 per debit over 30 per statement cycle
  • $0.52 per Business Bill Payment
    
• Images of checks included with statement

Features Available:

• Online Banking
• Bill Pay
• Mobile Banking
• Mobile Check Deposit or Remote Deposit
  
• *Business Visa debit card
  
• ACH Payroll processing (via Online Banking)
  
• E-statements (optional)
  

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Small Business Plus

• No monthly fee with $2,000.00 minimum balance. (A monthly minimum balance charge of $7.00 will be assessed if the balance falls below $2,000.00 any day of the statement cycle.)
• Fees per statement cycle:
  • $0.15 per deposited item over 30
  • $0.30 per debit over 30
  • $0.52 per Business Bill Payment over 15
• Images of checks included with statement

Features Available:

• Online Banking
• Bill Pay
• Mobile Banking
• Mobile Check Deposit or Remote Deposit
  
• *Business Visa debit card
  
• ACH Payroll processing (via Online Banking)
  
• E-statements (optional)
  

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Commercial Savings Account 

• No monthly fee with $1,000.00 minimum balance. (A monthly minimum balance charge of $5.00 will be assessed if the balance falls below $1,000.00 any day of the statement cycle).
• Fees per statement cycle:
  • $0.50 per debit over 3 (Contact a Customer Service Representative regarding withdrawal restrictions) 
  • $0.20 per deposited item over 10
• Earns variable interest rate on daily collected balance: Current Rates

Features Available:

• Online Banking
  
• Mobile Banking
• E-statements (optional)